Obamacare for Parents and Children

Image courtesy of the Associated Press.

Image courtesy of the Associated Press.

On October 1, 2013 the federal government rolled out the biggest overhaul of the health insurance industry, the Affordable Care Act, otherwise known as Obamacare. The intention of the law is noble and important. In the state of New York, the Medicaid eligibility increased from 100% of federal poverty guidelines to 138%. This essentially means a single adult can be eligible for Medicaid if they make under $15,800 a year, as opposed to $10,000 last year. Many would argue that, especially in New York City, making less than $20,000 or $30,000 might put you in poverty, but for the 17,000 people that are now eligible for Medicaid it is an extremely important part of the law.

(more…)

Making Every Minute Count: An Insight Into Making the Most of Your Medical Appointment

Image courtesy of Drmgenesis.com.

Image courtesy of Drmgenesis.com.

With the passage of the Affordable Care Act (ACA), health insurance has become more accessible. Prior to ACA, 21% of blacks did not have health insurance. However, with the Medicaid expansion and premium tax credits, 94% of uninsured blacks will be eligible for coverage. While over 6 million Americans have signed up for health insurance through the exchanges, it is impossible to determine how many of them are minorities at this time. Current administration hopes increased coverage will improve access to care and address racial health care disparities. A key component to successfully addressing these disparities is educating newly insured minority patients about making the most of their doctor visits. Regular annual physician visits are needed to detect and treat the initiation of chronic illnesses such as diabetes and heart disease. Equally important, patients should have any new symptoms or physical changes diagnosed and addressed by a physician. With this in mind, there are a few ways to prepare for either a new patient or new complaint visit.

(more…)